JournalDesign your own

How much does a custom solid gold charm necklace cost?

Live prices, and what moves the total up or down.

Ball chain necklace in solid yellow gold with a diamond centre ring

A custom solid gold charm necklace from Ilene Joy starts at $1,485 for a finished design as shown: a Petite oval chain with one hamsa charm in 14K yellow gold. Our eight starting looks run from $1,485 to $9,692. Prices were checked on 19 October 2026 and follow the daily gold rate.

An oval chain necklace in solid gold

Prices checked on 19 October 2026

Everything below was read from ilenejoy.com on that date. Gold moves every day, so the price on the site on the day you order is the one that counts. Our product pages say that prices reflect the daily gold rate and are fixed the moment you order.

Our Design your own page lists eight starting looks, each priced as shown in 14K yellow gold:

Look What is in it Price as shown
Keepsake Necklace, Petite oval chain, Glittering Hamsa Charm $1,485
Bright Eye Bracelet, Petite oval chain, Magic Middle, Sapphire Protective Eye Charm $1,497
Crescent & Star Bracelet, Petite circle chain, Magic Middle, two charms $2,804
The Serpent Necklace, Petite circle chain, Serpent Halo Medallion $2,853
Panthère Necklace, Petite circle chain, Panther Charm $2,976
Three-charm necklace Petite box chain, Classic Hamsa Medallion, Sapphire Protective Eye Charm, Serpent Charm $4,967
Night Sky Bracelet, Standard paperclip chain, Magic Middle, three charms $5,149
True North Necklace, Standard circle chain, Pavé Magic Middle, lariat, North Star Medallion $9,692

The five things that set the price

A custom necklace is a sum. Each part has its own price.

1. The chain. This is the biggest swing. At 16 inches in 14K yellow, a Petite oval chain is $635, a Petite paperclip is $998 and a Petite box is $2,556. At Standard, the same three are $2,441, $3,835 and $9,828. The chain comparison shows all six.

2. The link size. Petite, Standard and Jumbo are three steps in weight. A Standard oval chain is nearly four times the price of a Petite oval. Jumbo is a little more than twice Standard.

3. The length. A longer chain holds more gold. A Standard oval in 14K yellow is $2,441 at 16 inches, $3,081 at 20 and $3,729 at 24.

4. The karat. 18K gold is 75 percent pure and 14K is 58.3 percent. In our prices, 18K comes to roughly 28 percent more on chains and 30 percent more on charms. The guide to 14k or 18k explains what you get for it.

5. The charms. Each charm has three sizes, two karats and three golds. Across our 73 charms in 14K yellow, Small starts at $332, and the middle charm costs about $846. The middle charm costs about $1,374 in Medium and about $1,844 in Large. The Glittering Hamsa Charm is $850 in Small and $1,853 in Large.

What else can be in the total

  • A Magic Middle connector. The ring at the drop of the chain that charms and a lariat thread through. The Plain Magic Middle in Standard is $480 in 14K and $615 in 18K. The Diamond version is $960 in 14K. Jumbo is $600 in 14K.
  • A lariat. A length of extra links added to the chain, priced by link count.
  • Shipping. Complimentary and fully insured within the US.

Why solid gold costs what it does

Everything we make in the builder is solid 14K or 18K gold, the same metal all the way through. Charms are set with diamonds. For collection pieces, the diamonds are E to F color and VS clarity, per our craftsmanship page. Each piece is made to order at our Los Angeles bench, not drawn from a stock of finished pieces.

You are paying for gold by weight, for stones, and for the hours it takes to set and finish them by hand. If you want to compare with other metals, read solid gold vs vermeil vs gold-filled vs plated.

How to build the total yourself

1. Open Design your own and pick a chain, link size, karat and length. 2. Add one charm and look at the price. 3. Change the size from Small to Medium and watch the number move. 4. Switch the karat. See what 18K adds.

The total updates with every change, so you can find the point where the design and the number both feel right.

Before you order

Made-to-order designs are custom pieces and are final sale. A custom order may be canceled within 24 hours of being placed. Details are on our shipping and returns page.

About Ilene Joy

Ilene designed jewelry for the last three seasons of Sex and the City, as WWD reported in February 2019. She relaunched the label that year with her daughter, Rae, and every piece is made to order at our Los Angeles bench. As seen in WWD, National Jeweler, Grazia, Fashion Week Daily and Just Jared: read the coverage. More on who Ilene Joy is.

Questions and answers

Frequently asked questions

How much does a custom charm necklace cost?

At Ilene Joy, a finished design as shown starts at $1,485, and our eight starting looks go up to $9,692. The total depends on chain, link size, length, karat and charms. Prices were checked on 19 October 2026 and follow the gold rate.

How much is a solid gold charm necklace?

For our pieces, the chain alone starts at $635 for a Petite oval at 16 inches in 14K, and charms start at $332 each. Add a chain and a charm and you have the start of a total. The builder shows the exact figure as you choose.

Why are solid gold charms expensive?

They are solid gold throughout, set with diamonds by hand, and made to order in Los Angeles. Gold is priced by weight, so a larger charm or a heavier chain costs more.

Is 18k worth the extra cost?

It is a matter of preference. 18K is 75 percent pure gold, with a deeper, warmer color. 14K is 58.3 percent pure, a little paler and harder. On our site, 18K adds roughly 28 to 30 percent. Both are solid gold.

Do the prices change with the price of gold?

Yes. Our product pages state that prices reflect the daily gold rate and are fixed the moment you order. The price you see on the day you order is the price you pay.

Is shipping included?

Shipping within the US is complimentary and fully insured. International orders may be subject to duties and taxes. See shipping and returns.